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Credit Card Validator

Validate credit card numbers using the Luhn checksum and detect the card brand (Visa, Mastercard, Amex, Discover, JCB).

Validate credit card numbers with the Luhn checksum and detect Visa, Mastercard, Amex, Discover, JCB, Diners, and UnionPay — runs locally in your browser.

Why people use this tool

Credit Card Validator runs the Luhn checksum locally and detects the card brand from the number prefix and length. Use it for testing payment forms with public test card numbers — never with real customer data.

  • Test a checkout form against published Stripe, PayPal, or Adyen test cards.
  • Verify a card-number input field rejects malformed numbers correctly.
  • Confirm brand-detection logic works for all major networks.

How to use it

  1. 1Enter or paste the card number — spaces and dashes are ignored.
  2. 2Read the detected brand and the Luhn pass/fail result.
  3. 3Use only public test card numbers, never real cards.

Best practices

  • Use only published test card numbers from your payment provider.
  • Treat Luhn as a sanity check, not a fraud signal — many invalid cards pass Luhn.
  • Always validate cards through the payment processor for real transactions.
  • Rotate test cards regularly so logs do not collect repeating numbers.

Common mistakes to avoid

  • Do not enter real customer card numbers into any web tool.
  • Do not treat a Luhn pass as proof a card is real or has funds.
  • Do not store any card numbers, even test ones, in plaintext logs.
  • Do not skip server-side validation — the client check is only a UX hint.

FAQ

Helpful answers

Is the card number sent anywhere?

No. Validation runs entirely in your browser. Still, never paste real card numbers into any online tool.

What is the Luhn algorithm?

A simple checksum that catches typos in card numbers. Major networks issue numbers that satisfy the Luhn check, so a failure usually means the number was mistyped.

Why does my real-looking number fail?

Either the digits are mistyped, the length is wrong for that brand, or the prefix is not assigned. Public test card numbers from your payment provider always pass.